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BUSINESS AND SELF-EMPLOYED

Self-employment is earning income without being employed and paid by someone else. Self-employed persons may be involved in a variety of occupations but generally are highly skilled at a particular kind of work. Writers, tradespeople, freelancers, traders/investors, lawyers, salespeople, and insurance agents all may be self-employed. Self-employment isn’t like being a traditional worker because self-employed individuals aren’t tied to an employer. Being self-employed gives people flexibility but comes with certain tax implications.

  • Switzerland has withdrawn the most-favored-nation clause for India under their double tax avoidance agreement. This comes after a 2023 Indian Supreme Court ruling against Nestle, impacting Indian companies invested in Switzerland. Dividend tax will rise from 5% to 10% starting January 1, 2025, potentially reducing their competitiveness and prompting other nations to follow suit.
  • Gold prices, after surging over 30% in 2024, are projected to moderate in 2025. Factors like economic growth, inflation, potential trade wars under Trump's second term, and interest rate uncertainty could dampen investor and consumer demand. While central bank buying and geopolitical tensions fueled the 2024 rally, a stronger dollar post-election has stalled gains.
  • Three major IPOs—Vishal Mega Mart, Sai Life Sciences, and One Mobikwik—concluded on Friday, amassing a staggering Rs 2.2 lakh crore in investor interest. One Mobikwik led the pack with a 120-fold oversubscription, becoming 2024's most sought-after IPO exceeding Rs 500 crore. Vishal Mega Mart and Sai Life Sciences also saw substantial demand, subscribed 27 and […]
  • by Rupali Mukherjee
    India's pharmaceutical retail market rebounded in November with double-digit growth, driven by increased demand for dermatological and cardiac medications. Respiratory issues, exacerbated by pollution, boosted Foracort sales to Rs 82 crore. Both acute and chronic medications saw 11% growth, and industry volumes rose by 3.5%. Analysts predict continued growth in 2025, fueled by price increases […]
  • by Mayur Shetty
    Bajaj Finance is leveraging AI to boost its business. Their FinAI initiative aims to triple lead conversions, double back-office productivity, and improve front-line performance. AI will personalize customer interactions, like offering tailored product suggestions via interactive SMS.
  • by Saurabh Sinha
    Indians are shifting towards premium wines and spirits, creating growth opportunities for companies like Moet Hennessy. High taxes and varying state regulations complicate the market, making foreign liquor expensive. Ongoing FTA discussions, particularly with the UK, aim to reduce duties and boost consumption. Domestically produced wines, like Chandon, are also gaining popularity.
  • India's market regulator, Sebi, is planning to permit retail investors to engage in algorithm-based trading, a practice currently exclusive to institutional investors. This move aims to level the playing field and potentially boost retail investor profits. SEBI proposes new safeguards, including broker checks and unique identifiers for algo orders, to ensure responsible implementation.
  • The Sensex surged 843 points to a two-month high of 82,133, driven by strong foreign fund inflows and buying in FMCG, IT, and banking stocks. This followed a volatile session with a 2,100-point intraday swing, influenced by global market weakness and uncertainty about China's economic recovery. Market sentiment remains cautious due to rising US Treasury […]
  • by Reeba Zachariah
    JK Paper, led by Harsh Pati Singhania, is streamlining its corporate structure by merging several subsidiaries with itself. This move will consolidate its packaging business and increase the Singhania family's ownership to 53%. Enviro Tech Ventures, partially owned by the family, will also merge with JK Paper after divesting its agricultural interests.
  • by TOI Business Desk
    Indian IT firms saw a sharp decline in H-1B visa approvals for new employment in FY24 compared to FY15. Amazon, Cognizant, and Infosys led approvals among these firms. Tesla significantly increased its H-1B visa usage. Overall H-1B denial rates remained low.
  • by TOI Business Desk
    Thyssenkrupp Marine Systems (TKMS) aims to establish India as a global submarine and warship construction hub, citing potential 50% cost reductions. Competing for a major Indian Navy contract, TKMS proposes a collaborative center with Mazagaon Dockyards Limited, eyeing future export opportunities amid rising global demand.
  • by TOI Business Desk
    The Unique Identification Authority of India (UIDAI) allows Aadhaar cardholders to update their information online for free until December 14, 2024, via the myAadhaar portal.
  • by TOI Business Desk
    Akasa Air is securing a substantial minority stake investment of $130-140 million from a consortium led by Premji Invest and Claypond Capital.
  • by TOI Business Desk
    Stock market today: The BSE Sensex and Nifty ended significantly higher on Friday, driven by substantial investments in telecommunication shares and positive domestic inflation figures.
  • by Supriya Roy
    Nandan Nilekani reiterated his stance against India investing in building another large language model (LLM). He argues that resources should be directed towards compute, infrastructure, and AI cloud instead. This contrasts with Google Research India director Manish Gupta's view, who believes India should build its own foundation model, citing Nilekani's Aadhaar project as a precedent.
  • Public sector banks (PSBs) in India have seen their gross non-performing assets (GNPA) ratio fall to a historic low of 3.1% as of September 2024. This improvement is attributed to the 4R strategy, recapitalization efforts, and reforms. PSBs' profitability has surged, with net profits reaching ₹1.4 lakh crore in FY24.
  • by Sidhartha and Surojit Gupta
    Emami's MD, Harsha Vardhan Agarwal, new Ficci president, states that consumption slowdown, impacted by inflation, will take a few quarters to normalize. He suggests controlling inflation and boosting government spending to revive demand, noting a mixed bag for FMCG with rural uptick and urban slowdown.
  • Reliance Industries has inked a significant deal with Russia's Rosneft, securing up to 500,000 barrels of crude oil daily for the next decade. This $12-13 billion annual agreement, confirmed by Reliance, makes Russia India's top crude supplier. The deal, encompassing various Russian crude grades and fuel oil, involves around half of Rosneft's seaborne oil exports.
  • by Aseem Gujar
    At its re:Invent conference, Amazon Web Services (AWS) launched new AI models and chips, including the Trainium2 and Nova, to compete with rivals like Microsoft and Google. CEO Andy Jassy emphasized AWS's customer-centric approach to AI, aiming to solve practical problems rather than chasing technological feats.
  • by Asmita Dey
    India's urban middle class is cutting back on spending due to job losses and inflation, impacting consumer goods companies. Rural demand is strong, but insufficient to offset the urban slowdown. Companies are struggling with rising commodity costs and may implement further price hikes, potentially worsening the situation.
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