SL Initiative-Credit Officer-Nimtala Bazar
Description
This is Requirement of HDFC Bank SL Initiative-Credit Officer in Nimtala Bazar-SLI BC, Nimtala West Bengal India. The candidate who are interested in this job should have Bachelor’s/Master’s Degree. Industry in BFSI/Insurance, Role of Fresher/Sales, Years of experience 0 to 1.
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Job Details
| Designation | SL Initiative-Credit Officer |
|---|---|
| Office Location | Nimtala Bazar, West Bengal |
| Employee Type | Permanent |
| Experience Range | 0 – 3 years |
| Posted On | May 11 2024 |
Requirements
| Requirement | Details |
|---|---|
| Educational Qualifications | Bachelor’s/Master’s Degree |
| Experience | 0 to 2 years in banking operations |
| Key Performance Indicators | Strong attention to detail, compliance orientation |
| Required Skills | Proficiency in Excel and MS Office, Hard & Smart Working |
Additional Details
| Information | Details |
|---|---|
| Group Company | HDFC Bank |
| Contract Type | Permanent – Sales Vertical |
| Travel | Not Required |
| Vehicle | Not Required |
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Primary Responsibilities
| Responsibility | Description |
|---|---|
| Form / Documentation Checking | Daily field visit to Customer (groups) to conduct Borrower Eligibility Test (BET) to check. Update BET details / findings in BET tool, this also includes; Appraise credit manager / RM of any ring leaders, dummy customers and possible fraud events identified during field activities for necessary action. Physical File Verification with system / Mobile APP – Cross checking of entry done in system with application form details of each member via KYC detail, family details, existing loan details&activity Entering visit details on a day to day basis in SLI Officer Monitoring System/or any other system/ Mobile APP. |
Additional Responsibilities
- Load Sharing of other locations for conducting BET in time of high volumes or any other reasons as per instructions of Credit Manager.
- Cross Verification of certain track from different MFIs on case to case basis.
- Accompanying Credit Manager for post disbursement visits, if required
- Advance planning with business team on groups to be visited per week.
- Feedback to Credit Manager about geography, negative area, com competition presencepetition presence, customer quality, market trends in terms of launch of new products by
- customer quality, market trends in terms of launch of new products by competitors, change in their sourcing / appraisal process etc.
- Other activities such as post approvals visits, recovery visits along with sales Officer, preparation of MIS or any other as informed time to time.
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Disclaimer
The Requirement for All India Private Bank published in this Website is only for the immediate Information to the Examinees and does not to be a constitute to be a Legal Document. While all efforts have been made to make the Information available on this Website as Authentic as possible. We are not responsible for any Inadvertent Error that may have crept in the Requirement being published in this Website and for any loss to anybody or anything caused by any Shortcoming, Defect or Inaccuracy of the Information on this Website.
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