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Primary Responsibilities:
- Candidate should have an understanding of sales management and at the same time be at ease with balance sheets and numbers. A good understanding/interest in the macro economic situation of the country (and world) is helpful as we deal with businesses/industries whose businesses are affected by changes in the economic scenario as well as policy changes.
- Candidate should be abreast on the latest technology that is being used in the consumer finance space, we are trying to digitalize ourselves and adoption is critical
- Additional Responsibilities:
- Specialization in Marketing or Dual Specialization in Marketing & Finance is preferred. Commerce Background for graduation is preferred
- Academics – Target Segment is Self Employed Professionals (Business Persons) – Good understanding of Balance Sheet / P&L assessment is required to be able to structure deals and arrive at loan eligibility
- Team Management – This a Sales Role & an Independent role. However candidate may manage a team of Off Role employee(s)/ Tele callers or work with Branch (Retail Liability network), Direct Marketing Channels (DMA’s) to onboard Clients
- Communication Skills – The candidate would need to interact with multiple departments of the bank such as Retail Liabilities (Branch), Credit/Risk, Trade/Treasury, Operations on an ongoing basis and hence should possess good communication skills both written and spoken.
- Multitask – The candidate would need to handle Sales for a gamut of products like CC, TL, OD, BG/LC, Loan against Credit Card Receivables (POS Machines). He/she may also needs to cross sell various products like Current Account/Insurance
- Relationships -Building relationships with key persons (CFOs/ promoters) in the target segments & building client trust & confidence is a required skill set
- Portfolio Management – Employees have portfolios assigned to them which they need to grow, nurture and manage
- Macro -One must be alert on competitive elements in the target segments (viz. other banks etc.) & have a good awareness on macroeconomic data
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BIHAR all job page link = https://jobdham.com/index.php/category/all-private-job-in-bihar/
HDFC bank job LInk = https://jobdham.com/index.php/category/hdfc/ / https://jobdham.com/index.php/category/all-private-job-in-bihar/