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IDFC FIRST Bank Credit Officer Requirement in Kerala India 2024.

Description:-

This is Requirement of IDFC FIRST Bank Credit Manager, Risk, Fraud Control & Vigilance in Kerala India. Any Graduated/Post-Graduated Candidate are also can apply this job. Having 2 years of relevant experience.

POST:-

 CREDIT MANAGER-KERALA

JOB WORK :- A credit manager is responsible for overseeing the credit granting process within a company or financial institution. Their primary role is to assess the creditworthiness of potential customers or clients, determine appropriate credit limits, and manage the organization’s overall exposure to credit risk. Here are some key responsibilities typically associated with the role of a credit manager.

JOB DETAILS:-

POST-DATE 13/06/2024
 DESIGNATION Credit Manager
 LOCATION Kerala, India
 EXPERIENCE RANGE 0 to 2 years
 EMPLOYEE TYPE Permanent

 

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REQUIREMENT:-

RequirementDetails
Educational QualificationsAny Graduated/Post-Graduated Degree.
Experience0 to 2 years in banking operations
Key Performance IndicatorsStrong attention to detail, compliance orientation
Required SkillsExcellent Communication. Hard & Smart Working

Additional Details

InformationDetails
Group CompanyIDFC FIRST Bank
Contract TypePermanent – Sales Vertical
TravelNot Required
VehicleNot Required

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Primary Responsibilities

RESPONSIBILITY DESCRIPTION
Form / Documentation CheckingPreparation of Credit Proposal Note and Credit Recommendation.
Managing and following up for credit & business commitments to ensure that they are consistent with the bank’s business needs and objectives.
Determining the key credit risks and mitigating factors while evaluating the proposal.
Conduct detailed analysis of existing business portfolio and recommend changes to contribute to development of business.
Ensure implementation of the policies to ensure high quality of the retail portfolio.
Employ tools such as automation and digitization to increase process efficiency.
Ensure the successful adoption of internal compliances & regulatory framework across the business.
Coordinate with internal audit and regulatory audit regarding their various requirements and address their concerns on aspects of credit policies and procedures and their implementation.
Collaborate with Collections to drive down the net credit loss and delinquency metrics by ensuring that trends on delinquent customers are identified and communicated to the collections team in order to take corrective action through new sourcing.
Review and approve credit proposals given the discretionary authority and escalate others to those with the appropriate approval authority while ensuring compliance with the bank’s credit policy. 

Additional Responsibilities

  • Any other task assigned by senior to from time to time.
  • Excellent Communication Skills

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Disclaimer

The Requirement for All India Private Bank published in this Website is only for the immediate Information to the Examinees and does not to be a constitute to be a Legal Document. While all efforts have been made to make the Information available on this Website as Authentic as possible. We are not responsible for any Inadvertent Error that may have crept in the Requirement being published in this Website and for any loss to anybody or anything caused by any Shortcoming, Defect or Inaccuracy of the Information on this Website.

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