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Primary Responsibilities:
- The incumbent will be responsible for underwriting secured and unsecured proposals for loan customers as per the laid down policies and procedure to honour the agreed service level agreements and manage city or area business volumes.
- To conduct personal discussion with customers to establish credit worthiness.
- The incumbent will ensure completion of credit or know your customer documents and verification – telephonic, field and collateral visits.
- To coordinate with sales to achieve targets and ensure turnaround time or service level agreements are met.
- To ensure credit policy adherence to the accepted standards.
- To control and contain front-end delinquencies by calling up customer on first presentation.
- To manage and supervise a team of credit underwriters and provide guidelines.
- Additional Responsibilities:
- Mentor and coach senior team members to percolate ethos of customer centricity, innovation, compliance and integrity.
- Create environment for team to focus on automation and digital enablement to fulfil customer’s needs holistically.
- Attract & retain best-in class talent to meet Bank’s rapid growth targets.
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