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IDFC FIRST Bank Credit Manager Job Raipur Chhattisgarh India (2024)

Description:-

This is Hiring of IDFC FIRST Bank State Credit Manager-Rural Job in Raipur, Chhattisgarh, India. Any candidate are interested in this job must have Graduated/Post-Graduated Degree. Having 8 years of relevant experience in credit.

POST:-

Credit Manager- Chhattisgarh

JOB WORK  :- A Credit Manager evaluates and approves credit applications, manages credit risk, and ensures compliance with lending policies. They analyze financial data to make informed decisions and oversee collections to maintain the company’s financial health.

JOB DETAILS:-

POST-DATE 08/08/2024
 DESIGNATION Credit Manager
 LOCATION Raipur, Chhattisgarh, India
 EXPERIENCE RANGE 6 to 8  years
 EMPLOYEE TYPE Permanent

 

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REQUIREMENT:-

RequirementDetails
Educational QualificationsAny Graduated/Post-Graduated Degree
Experience0 to 2 years in banking operations
Key Performance IndicatorsStrong attention to detail, compliance orientation
Required SkillsExcellent Communication. Hard & Smart Working

Additional Details

InformationDetails
Group CompanyIDFC FIRST Bank
Contract TypePermanent – Sales Vertical
TravelNot Required
VehicleNot Required

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Primary Responsibilities

RESPONSIBILITY DESCRIPTION
Form / Documentation CheckingManage zoning activity to map household needs in villages and areas allocated.
Conduct end-user checks as specified post disbursal of loans while achieving monthly and annual group loan booking targets.
Assess and evaluate the client needs and generate new sources of revenue by leveraging cross sell opportunities as per their lifestyle, risk profiling and requirements.
Contribute to penetration of liabilities business in Rural markets through lead generations and account opening as per needs of customer.
Achieve individual and branch sales goals through new business sales, referrals and retention of account relationship.
Nudge behavioral changes in customers to drive them towards online banking.
Maintain high collections efficiency through discipline and drive.
Monitor preparation of accurate documentation of loans and saving account.
Coordinate with operations officer to ensure timely and accurate data entry.
Ensure compliance as per the bank requirements.
Conduct field audits and customer verifications to ensure high quality of accounts.
Maintain knowledge on all bank products, credit standards, services and trends and provide efficient customer services.
Recommend process changes in order to improve service efficiency and quality across the branch network.
Provide support for implementation of livelihood advancement and community development initiatives.

Additional Responsibilities

  • Any other task assigned by senior to from time to time.
  • Excellent Communication Skills

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Disclaimer

The Requirement for All India Private Bank published in this Website is only for the immediate Information to the Examinees and does not to be a constitute to be a Legal Document. While all efforts have been made to make the Information available on this Website as Authentic as possible. We are not responsible for any Inadvertent Error that may have crept in the Requirement being published in this Website and for any loss to anybody or anything caused by any Shortcoming, Defect or Inaccuracy of the Information on this Website.

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