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NAME OF POST       

IDFC FIRST Bank Sales Manager-Gold Loan Hiring Punjab 2024

POST DATE APR-2024
DISCRIPTION 

Urgent requirement in IDFC FIRST Bank Sales Manager-Gold Loan Relationship Management- Retail Banking. The roel entail the responsibility of generating gold loan business through different channels. Any Graduate candidate can apply this job with 2 to 5 years experience in Gold Loan Sales. Apply now click here .

Sales Manager

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Primary Responsibilities:

  • Ensuring Monthly Sales targets are meet with acquisition in NTB (New to Bank) and ETB (Existing to Bank) customers. 
  • Existing liability customers are pitched for Gold loans.
  • Ensure month on month growth in EOP (Execution only platform) Assets for Gold loan business/per branch.
  • Fee Income should be Minimum 1% of total disbursals.
  • Customer Follow ups to be done at regular intervals for timely renewal of cases so as to ensure Minimum renewal pending cases.
  • Co-ordination with valuers to be done time to time basis.
  • Ensure most of the customers are aligned to pay valuation charges as per product norms.
  • Ensuring healthy collections with Nil First equated monthly installment / First presentation Default and minimizing fresh flow in Bucket X.
  • PSL (Priority sector lending) Tagging and should be aware about PSL norms.
  • Helping branch liability team in Audits and ensuring proper communications to customer before any packet Opening.
  • Conduct Marketing activities in the local market for generating NTB gold loan customers.
  • Willingness to work extensively in the field and travel across the region on short notice.
  • Carrying out ad-hoc activities as per the requirement of the department.
  • Additional Responsibilities:
  • Any task assigned by senior to complete time to time.

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