NAME OF POST	Branch Credit Manager – Rural Gohana Haryana 2024.
-*POST DATE	APR-2024
DISCRIPTION	This is Hiring of IDFC FIRST Bank Branch Credit Manager – Rural in Haryana. Credit, Risk, Fraud Control and Vigilance. They candidate are interested in this job must have Any Graduate with 2 to 5 years of experience in credit.  Apply now click here .

Branch Credit Manager

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Primary Responsibilities:

• Conducting Credit Appraisal required for the loan to avoid Business Risk as per norms.
• Maintaining Credit TAT to ensure the growth of business.
• Delinquency management – Conducting Personal Visits to customers and doing root cause analysis of such cases.
• Conducting Random Visits in order to cross check the authenticity of the Contact point verifications.
• To manage post disbursement documents and partly disbursed cases.
• Maintaining credit MIS and various management reporting as required.
• Manage Audit compliance for the branch and support in other operational activities.
• Monitor and review the performance of the retail credit portfolio on a regular basis, providing recommendations for adjustment where necessary. Contribute to portfolio management programs i.e. limit increases, loan postponements etc.
• Recommend process changes in order to improve service efficiency and quality across the assigned area.
• Recommend improvements to processes and policies across the Retail Banking business to drive operational efficiencies and high-quality customer service.

• Additional Responsibilities:
• Any other task assigned by senior from time to time.

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