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IDFC FIRST Bank Manager Job Requirement in Gujarat India (July 2024)

Description:-

This is Requirement of IDFC FIRST Bank Credit Manager Job in Gujarat India. The who candidate are interested in this job must have Any Graduation/Post-Graduation Degree. Having 2 years of relevant experience.

POST:-

Credit Manager- Gujarat

JOB WORK :- A Credit Manager evaluates and manages the creditworthiness of individuals or businesses applying for loans or credit, setting credit limits, terms, and conditions to minimize financial risk while maintaining positive cash flow for the organization.

JOB DETAILS:-

POST-DATE 19/07/2024
 DESIGNATION Credit Manager
 LOCATION Gujarat
 EXPERIENCE RANGE 1 to 2 years
 EMPLOYEE TYPE Permanent

 

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REQUIREMENT:-

RequirementDetails
Educational QualificationsAny Graduated/Post-Graduated Degree
Experience0 to 2 years in banking operations
Key Performance IndicatorsStrong attention to detail, compliance orientation
Required SkillsExcellent Communication. Hard & Smart Working

Additional Details

InformationDetails
Group CompanyIDFC FIRST Bank
Contract TypePermanent – Sales Vertical
TravelNot Required
VehicleNot Required

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Primary Responsibilities

RESPONSIBILITY DESCRIPTION
Form / Documentation CheckingPreparation of Credit Proposal Note and Credit Recommendation.
Managing and following up for credit & business commitments to ensure that they are consistent with the bank’s business needs and objectives.
Determining the key credit risks and mitigating factors while evaluating the proposal.
Conduct detailed analysis of existing business portfolio and recommend changes to contribute to development of business.
Ensure implementation of the policies to ensure high quality of the retail portfolio.
Employ tools such as automation and digitization to increase process efficiency.
Ensure the successful adoption of internal compliances & regulatory framework across the business.
Coordinate with internal audit and regulatory audit regarding their various requirements and address their concerns on aspects of credit policies and procedures and their implementation.
Collaborate with Collections to drive down the net credit loss and delinquency metrics by ensuring that trends on delinquent customers are identified and communicated to the collections team in order to take corrective action through new sourcing.
Review and approve credit proposals given the discretionary authority and escalate others to those with the appropriate approval authority while ensuring compliance with the bank’s credit policy. 

Additional Responsibilities

  • Any other task assigned by senior to from time to time.
  • Excellent Communication Skills

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Disclaimer

The Requirement for All India Private Bank published in this Website is only for the immediate Information to the Examinees and does not to be a constitute to be a Legal Document. While all efforts have been made to make the Information available on this Website as Authentic as possible. We are not responsible for any Inadvertent Error that may have crept in the Requirement being published in this Website and for any loss to anybody or anything caused by any Shortcoming, Defect or Inaccuracy of the Information on this Website.

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